Help Advance
Help Advance

FAQ

What is a payday loans or cash advance?
A payday loans or cash advance is an unsecured, short term cash loans to help you until your next payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. At www.helpadvance.com, apply online for a payday loans and your advance will be electronically deposited to your checking or savings account.

What can a payday loans be used for?
Whether you are paying off bills, celebrating a special occasion, or covering an unexpected cost, your payday loans is there to be used at your discretion.

How much can I receive?
Your first www.helpadvance.com payday loans is based upon the information you provide in your application. You may request up to $1000. Ultimately the lender will decide your loans amount.

How do I qualify for a payday loans?
You should meet all of the following requirements:
• Currently employed (or receive regular income)
• Earn at least $1000/month
• Be 18 years of age or older and a U.S. citizen
• Have a checking or savings account with direct deposit.

What is the procedure to apply for a payday loans online?
Complete and submit the application found on our website. At that point, the approval process will immediately get under way and you will be notified of your of your status.

What information do I need to complete the application?
We need your name, address, employment information and banking details in order to complete your payday loans request.

Is my personal and financial information secure?
We respect our customer's right to privacy in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive data transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.

Is there an application fee?
www.helpadvance.com never charges applicants a fee to qualify for a payday loans.

Does submitting an application obligate me to take out a loans?
No, submitting an application simply states that you wish for one of our agents to approve and contact you to discuss your payday loans options. You may ask us any questions, and withdraw your request if you so choose. If you are ready to proceed, you may confirm your information and officially agree to terms with one of our representatives.

What if I have bad credit?
Most of our lenders do not perform credit checks. As a result many people with less than perfect credit take advantage of payday loans and cash advances.

Does being a tenant influence my eligibility?
Whether you rent or own your home, it does not affect your eligibility for a payday loans.

Do I need to fax my information?
Only in rare cases will you need to fax any documents.

Can I have more than one payday loans at a time?
No, all other payday loans must be repaid before another may be granted.

Do I need direct deposit?
Your bank account must be set up with direct deposit to qualify for a cash advance. It is the most secure way to offer loans as quickly as we do.

When will I receive my payday loans?
In many cases you will have it the same day, but it will take no longer than the next business day.

When will my loans be due?
Repayment is scheduled for your next payday.

What if I want to pay back my loans early?
Contact us if you wish to pay off your loans before the scheduled due date. In doing so, you may be entitled to a partial refund of your loans fee.

What if I am unable to repay my loans by the due date?
Contact your lender if you feel you will not have the money for repayment. You should make every effort to repay though.

How often can I get a payday loans?
We are available any time you need financial assistance between pay periods. We encourage all of our clients to use these loans responsibly and keep in mind that a payday loans is a short term solution to an urgent cash need. They should not be used repeatedly to deal with continuous budgeting issues.

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Help Advance

HelpAdvance - Online Payday Loans Up To $1000.Bad Credit is OK, No Fax, No Hassle. Apply Online Now!!!

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The operator of this website is not a bank or lender of any kind. All information you provide us is used in securing you a payday loan from one of the many banks/lenders we represent. The personal, financial and employment information that we collect is stored electronically during the duration of the application. All financial and employment data is immediately removed from our system upon acceptance of your application from the bank/lender that approves your application. Acceptance of your application does not mean approval. We will work diligently to secure you a payday loan. There is no charge to you for this service. You will occasionally receive offers from us or a designee that relates to financial services such as credit card offers, payday loan offers, etc. You have the right to stop these offers by unsubscribing here (Unsubscribe). We want your experience to be positive. It is in that spirit that we offer this information so that you are aware that we are not a bank /lender and your data is secure, because your data is electronically transferred to the lender who has accepted your application for a payday loan. Use of this site constitutes agreement with these policies. Please be advised that the owner of the site may revise these policies or others, so it's always important to read all information thoroughly. The owners of this site and our lenders comply with all state and federal regulations to short-term loans. This offer may not be available in all states.